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LokSuvidha Ltd

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Welcome to LokSuvidha Personal Loan app, your trusted financial partner for quick, paperless and hassle-free personal loans with completely digital journey. Download Now!

Whether you need funds for a medical emergency, education expenses, home renovation, or any other individual needs - LokSuvidha is here to help you fulfill your dreams. Offering instant personal loan of up to ₹ 1 Lakh at competitive interest rates (APR) ranging from 14% to 27%*. Choose convenient repayment tenure ranging from 6 to 24 months.

Features:
● Instant hassle free Personal Loan up to ₹ 1 Lakh 
● 100% digital process
● Flexible tenure options to choose from (6 to 24 months)
● No security deposit or guarantor required

Loan Eligibility Criteria:
● Nationality should be Indian
● Minimum household annual earnings should be above 2.4 lacs (Salaried or Self-employed)
● Age should be in the range of 21-60 years
● Min. credit score 650
● Income must be credited to your bank A/C

Easy Lending Process:
1. Download the LokSuvidha personal loan app.
2. Register with your mobile number.
3. Apply by completing the kyc process & check for loan eligibility.
3. Choose the required loan amount & tenure basis eligibility upon approval.
4. Digitally authorise the ACH Mandate & Sign the agreement.
5. Get money transferred directly to your bank account within 24 working hours.

We are currently serving in more than 60+ locations in India, across 4 states: Maharashtra, Madhya Pradesh, Uttar Pradesh, and Chhattisgarh.

Illustrative Example (sample loan calculation): 
Loan Amount (Principal): ₹50,000
Tenure: 12 Months
Interest Rate (APR): 24%
PF (Processing Fee Incl. GST): ₹1,500* (No hidden charges)

Disbursed Amount (Credited to your bank account): ₹50,000 Principal - ₹1,500 PF = ₹48,500
Monthly EMI: ₹4,728
Total Payable Amount: ₹4,728 x 12 = ₹56,736
Total Interest Payable: ₹4,728 x 12 - ₹50,000 (Principal) = ₹6,736
Total Cost of Loan = Interest + PF =  ₹6,736 + ₹1,500 = ₹8,236

*Please note that these figures including PF and APR, are provided for illustrative/ representation purposes only and can vary for each borrower based on their individual credit assessment by Lok Suvidha Finance Ltd.

About us: Lok Suvidha Finance Ltd. is an RBI registered NBFC based out of Nagpur, providing lending facilities such as Personal Loan, Two Wheeler Loan, E-Rickshaw Loan and Solar project financing.

For any queries or assistance regarding loans, feel free to email us at: customer.care@loksuvidha.com

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